Meet The Partners
As an Edward Jones financial advisor in Rancho Bernardo, I believe it's important to invest my time in understanding what you're working toward before you invest your money. Working closely with you and your CPA, attorney and other professionals, I can help determine the most appropriate financial strategy for you and your family. I can also help with your retirement savings strategy, so you have more options when you retire, regardless of what you decide to do.
A San Diego resident since 1977, I moved from the Upstate New York after graduating Ithaca College with a BS in Business Administration. I worked in retail sales/management and then became Vice President of Sales/Marketing in a highly successful software sales company that grew from 5 people to employing 45 people nationwide. I obtained my real estate license in 2000 and worked as a loan officer, eventually opening Capstone Funding, a branch of Windsor Capital Mtg. I sold my 1st home in 2006 and joined RE/MAX in 2008 as a Buyer's agent. I have been an independent Realtor since 2009 and enjoy every aspect of the real estate industry.
John Tovey is a California native, and a graduate of Madison High School and San Diego State University, with a Bachelor of Science in Business Management. John was born at Balboa Hospital, while his father was serving in the US Navy. Since graduating from SDSU, he has held management positions in retail, wholesale and regional distribution. John began his insurance career as a life insurance specialist and gradually moved to health, property/casualty, and commercial with a large insurer. In 2017, he made the move to Medicare insurance only. John holds health licenses in California, Oregon, Washington, Idaho, Nevada, Arizona, Texas, Utah, Tennessee, and Minnesota. With over 16 years of experience in the insurance industry, John is extremely well-suited to assist with all of his client’s insurance needs.
I spent 16 years raising my 4 children in Poway CA while working as a part time consultant with Lavine Lofgren Morris & Engelberg in La Jolla CA. When my children were all in school full time, I began my own CPA firm here in Rancho Bernardo. My clients range from large multi state corporations to small business owners. My business focus is purely tax preparation, consulting and planning for businesses and individuals.
Carlie Scharing - Insurance
Means Financial & Insurance
Carlie Scharing is a partner at Means Financial and Insurance Services. Carlie has known the Means family for over 20 years as both families grew up in the same church together in the early 2000s. She is the agency’s Senior Client Advisor and handles all client-related care. While insurance was not her initial career focus – after graduating with both Bachelors and Masters Degrees of Science in Kinesiology – she has found that the primary focus of both her studies, and the insurance industry, mesh quite well – which is to be proactive rather than reactive.
Outside of MFIS Carlie enjoys lifting heavy at the gym, country line dancing, and spending time with friends and family. She is also very active and present in her local church where she serves in the young adult ministry, business ministry, and weekly women’s prayer.
Alec is a San Diego native who grew up in Rancho Bernardo, participating in the marching band, baseball, and water polo. He graduated from CSU Monterey Bay in 2009 with a bachelor’s degree in Business Administration, while earning the school’s prestigious Capstone Award. Alec has been in the renewable energy industry since 2015. He began his career studying Whole Home Energy Efficiency receiving his Building Performance Institute Certification in 2016. From energy efficiency he moved into solar and energy storage, having completed just over 1,000 residential and small commercial projects in 8 years. His focus is on customizing every project to each customer’s individual needs, rather than a one size fits all approach.
Craig Elinghousen - Printing Services
Creative Graphic Services
For the past 20 years I have carried the process of Quality, Service & Value to my firm, Midwest Printing, meeting the unique printing needs of my customers in a variety of industries with brochures, direct mail, labels, decals, Bar codes, envelopes, posters, floor graphics, window decals, QR codes, layout & design, account payable checks, ink cartridges, toner, letterhead, business cards & a whole lot more.
Matthew Moreno -Home Loan Broker
Great Rate Home Loans
Experienced Mortgage Broker and VA Loan Specialist. Matt has a passion for helping others and making homeownership a possibility for everyone. Outside of work, he enjoys watching any type of sporting event, especially Basketball. Matt’s an avid Arizona Wildcats Fan as well as a Phoenix Suns Fan.
T Buck Springmeier - Photography/ Videography services
Click N’ Capture
T BUCK SPRINGMEIER, THE FOUNDER AND CEO OF 'CLICK N' CAPTURE' IS CREATIVE, UNDERSTANDING, AND PLEASANT TO WORK WITH. THOUGH ORIGINALLY FROM KAILUA-KONA, HI BUCKY HAS AN EXTENSIVE KNOWLEDGE ABOUT EVERYTHING THAT GOES ALONG WITH CAPTURING THOSE PERFECT MOMENTS OF SELLING REAL-ESTATE. WITH HI-DEF CAMERAS AND PROFESSIONAL AUDIO EQUIPMENT, YOU WILL BE DELIGHTED TO SEE THAT THE PRODUCT WILL BE EVERYTHING YOU ASKED FOR, AND MORE.